Get Equifax, Experian and Dun and Bradstreet Business Credit Reports
Vital Insight Into How a Company Does Business
Score Summaries
From Experian, Dun & Bradstreet, and Equifax
A score summary gives you a high-level analysis of how the company will pay its bills and the probability that it will remain in business. Each supplier (Experian, Dun & Bradstreet, and Equifax) provides slightly different information, so here’s a breakdown of what’s included:
Experian Score Summary
A top-level Experian business credit report combines business facts into a one-page summary of:
Business Identity
- Name
- DBAs
- Address
- Website
- Phone
- Tax ID#
- Position in corporate hierarchy
Risk Dashboard
- Intelliscore
- Repayment Risk
- Financial Stability Risk Score
- Credit Limit Recommendation
- Days beyond payment terms
- Derogatory legal filings and fraud alerts
Business Description
- State & Date of Incorporation
- SIC & NAICS codes
- Number of Employees
- Stock Exchange Information and Forbes 1000 rating
Payment & Legal Filings Summary
- Days Beyond Terms
- Creditor Balances
- Bankruptcy
- Liens
- Judgments & UCC filings
Dun & Bradstreet Score Summary
A top-level Dun & Bradstreet business credit report uses available data to categorize and rank a company in the following areas:
Viability
The risk of the company going out of business as well as its viability compared to similar businesses.
Data Depth
The amount of predictive information available on the company.
Company Profile
- Size
- Revenue
- Years in Business
- Number of Established Creditors
This data is combined to produce the company’s Paydex score that indicates the risk of slow payment on invoices. This report also provides a Family Tree Indication that lets you know if the company is its own entity or part of a large conglomerate. Finally, a Dun & Bradstreet business credit report gives you a Total Loss Predictor that predicts the likelihood of the company paying on time.
Equifax Score Summary
A top-level Experian business credit report provides the most comprehensive score summary.
Business Identity
- Name
- DBAs
- Address
- Website
- Phone
- Tax ID#
- Position in corporate hierarchy
Risk Dashboard
- Credit Score
- Repayment Risk
- Financial Stability Risk Score
- Credit Limit Recommendation
- Days beyond payment terms
- Derogatory legal filings and fraud alerts
Business Description
- State & Date of Incorporation
- SIC & NAICS codes
- Number of Employees
- Stock Exchange Information and Forbes 1000 rating
Payment & Legal Filings Summary
- Days Beyond Terms
- Creditor Balances
- Bankruptcy
- Liens
- Judgments & UCC filings
In addition to the above this report provides:
- Summary level tradeline details for financial and non-financial tradelines.
- Detailed Public Record information
- Detailed UCC filings
- Detailed owner/guarantor information
Complete Details
From Experian, Dun & Bradstreet, and Equifax
A Complete Detail report goes beyond the Score Summary Reports providing a deeper understanding of the factors behind the scores. Experian, Dun & Bradstreet, and Equifax business credit reports provide slightly different information, so here’s a breakdown of what’s included:
Experian Premier Profile
A top-level report that combines business facts into a one-page summary of:
Credit Risk
- Intelliscore Plus risk assessment by trends and industry
- Financial Stability risk assessment by trends and industry
- Credit Limit Recommendation
- Payment Trending (Days Beyond Terms) for company and industry sector.
Financial Reports
For Publicly Traded Companies:
- Balance sheet
- Income statement
Business Facts
- Corporate Family tree details
- Secretary of State Details
- File inquiry counts
Trade Payment Summary
- New and Continuous
- Tradeline Details
- Additional Tradeline Details
- Details include – High Credit, balance, account status, and comments
Derogatory Events
- Bankruptcy
- Suits
- Judgments
- Liens
- Collections
UCC Filings
Individually identified and listed
Dun & Bradstreet Comprehensive Report
A comprehensive report for companies that are publicly traded:
Scores
- Viability Score
- Commercial Credit Score
- Financial Stress Score
Payments
How the company pays, amounts paid to creditors by month, including terms, balances, and past balances
Public Filings
A list of court actions or judgments involving the company, including resolutions and awards, plus any UCC filings that indicates which creditors may be seeking liens on the company
Primary Industries
The types of suppliers that have given terms to the company including total dollar amounts, credit limits, whether those payments were made within terms
Financials
A detailed report providing public record information regarding Secretary of State, Liens, Judgments and Collections
History & Operations
- Organizational status
- Officers
- Employees and facilities
Bankruptcy
In the event of a company filing for bankruptcy detailed filing information is provided
Public Records
From Dun & Bradstreet
A detailed report that provides public record information regarding Secretary of State, Liens, Judgments and Collections.
Bankruptcies
- Counts
- Filing Date
- Filing Number
- Status
- Status Date
- Jurisdiction
- Trustee
Judgments
- Counts
- Filing Date
- Filing Number
- Status
- Status Date
- Award
- Creditor
Liens
- Counts
- Filing Date
- Filing Number
- Status
- Status Date
- Creditor
- Amount
Suits
- Counts
- Filing Date
- Filing Number
- Status
- Status Date
- Plaintiff
- Court
UCC Filings
- Counts
- Filing Date
- Filing Number
- Status
- Status Date
- Debtor
- Assignee