Where to Find Business Credit Information You Can Trust

Ann Marie Smith

Aug 9, 2021

If you ask customers to fill out a credit application, you may not be getting an accurate picture of their financial health. Customers often provide references that show them in a good light. So, even if you contact the references they have chosen, it will not provide you with a realistic assessment of their creditworthiness. What you really need to know is the information they are not telling you about.

The best business credit reports provide an independent analysis of the entire credit history, credit lines, and financial health of a business and enable you to make smarter business decisions about extending credit to your customers and suppliers. You can trust business credit information from Command Credit.

The Best Business Credit Report

At Command Credit, we offer products from Experian, Equifax, Dun & Bradstreet, TransUnion, and Credit Reports World to provide you a comprehensive picture of the financial health of your customers or suppliers.

With business credit information on more than 27 million businesses, we offer pricing plans to fit any budget. We offer customized plans based on your volume. And because we work with different credit reporting bureaus and receive volume discounts, we are the lowest cost provider of business credit reports.

We offer the following commercial and consumer reports to make it simple to research and monitor creditworthiness for all types of business from large corporations to sole proprietors.

  • Premier Profile
  • Business Profile
  • Intelliscore Plus
  • Business Owner Profile
  • Business Owner Linkage
  • Business Summary

We can also provide credit reports on international businesses.

Minimize Risk with Better Business Credit Information

The best business credit reports help you minimize risk and run your business more profitably. Business credit information can help you:

  • Reduce bad debt and collections
  • Reduce slow pays and delinquencies
  • Reduce days sales outstanding (DSO)
  • Improve cash flow
  • Improve profitability

More Than a Business Credit Report

With Command Credit, you also get more than just the best business credit reports. We provide other services to help you manage your risk.

Account Monitoring

In business, things can change quickly. A customer that has paid its bills on time for years can suddenly fall behind. Businesses both big and small can default on their debt or declare bankruptcy.

According to the American Bankruptcy Institute, more than 216,000 total bankruptcies were reported during the first six months of 2021. And in June 2021, commercial chapter 11 bankruptcy filings jumped by 42% from May.

By the time a company goes into bankruptcy, it may be too late to get paid what you are owed, especially if you are an unsecured creditor. However, warning signs start to emerge well before that happens, and recognizing signs of deteriorating financial health can help you avoid bad debt that may be uncollectible.

With the following Account Monitoring solutions, we proactively monitor your B2B credit portfolio. and alert you when there are changes to your customers’ credit profile:

  • Credit Score changes
  • Payment behavior changes
  • Public record filings, including bankruptcy, liens and judgments
  • Collection filings
  • Changes in key payment ratios
  • Delinquent accounts
  • Inquiries

You can customize which alerts you want to see, and when you see changes in business credit information, you can take the appropriate action to minimize potential losses or capitalize on new opportunities.

Portfolio Scoring

Portfolio scoring takes a holistic approach to analyzing your accounts. We utilize Experian’s Intelliscore Plus model to provide an objective evaluation of your account receivable portfolio. By scoring your entire portfolio, you will have a better understanding of your potential exposure.

Integrated Credit Solutions

Our Integrated Credit Solutions provides data in an ASP environment so you can integrate it with your CRM or other business systems.

You set customized underwriting parameters and let the system automatically make recommendations using our Automated Decisioning process. In just a few seconds, you can get a data-driven decision on underwriting. You can also set up your system to automatically provide a welcome packet to new customers upon approval.

Commercial Fraud Insight

You can also check a company’s background for commercial fraud alerts. A commercial fraud insight report verifies business information and looks for critical business alerts for the company, owners, and principals.

Where to Find Business Credit Information You Can Trust

Before you offer credit to a customer or send a purchase order to a supplier, get the best business credit report and the best business credit information from the credit experts at Command Credit.

Contact us today so we can help you customize a package that fits your business needs.